February 26, 2024
www.citi.com/customcash – Apply for Citi Custom Cash Card

Citi has released a new credit card that automatically adjusts to the cardholder’s spending habits.  Customers are rewarded for their favorite activities when they switch to the new Citi Custom Cash Card.  

As spending needs change, the card automatically adjusts, rewarding cardmembers with 5% cash back on their top eligible spend categories.  Spending ranges from restaurants to grocery to select streaming and travel plus more, here’s a list of the categories:

  • Restaurants
  • Gas stations
  • Grocery stores
  • Select travel
  • Select transit
  • Select streaming services
  • Drugstores
  • Home improvement stores
  • Fitness clubs
  • Live entertainment

Getting Started With Citi Custom Cash Card 

www.citi.com/customcash – Apply for Citi Custom Cash Card

To complete the online application properly you will need to enter some personal details such as:

  • First name
  • Last name
  • Home address
  • Social security number
  • Date of birth
  • US citizen
  • Mobile phone number
  • Email address
  • Online security info
  • Annual income
  • Monthly mortgage/rent payment
  • Click the terms & conditions
  • Click the blue Agree & Submit button

Highlights of the Citi Custom Credit Card

  • Earn 5% cash back on your top eligible spend category up to $500 spent each billing cycle, 1% thereafter
  • Earn $200 in cash back after spending $750 in purchases in the first 3 months of account opening
  • Will receive this bonus offer in 20,000 ThankYou Points that can be redeemed for $200 cash back
  • Low intro APR for 15 months on purchases and balance transfers
  • No annual fee
  • Only 1 Citi Custom Cash Card account per customer
  • Redeem your points for cash back as a direct deposit or a statement credit

Custom Cash Card Fees

  • 0% intro APR for 15 months from date of account opening afterwards 13.99% to 23.99% based on creditworthiness
  • 0% intro APR on balance transfers for 15 months from date of first transfer when transfers are completed within 4 months from date of account opening
  • 25.24% APR for cash advances
  • 13.99% to 23.99% APR for Citi Flex Plan
  • Late payment up to $40
  • Returned payment up to $40

More Citi Custom Card Info

You don’t need to manually select, enroll or change reward categories to earn Citi Custom Cash via citi.com/customcash.  Spending patterns are automatically taken into account by the card.

Furthermore, new cardmembers will receive a $200 cash back offer after spending $750 within three months of account opening, and introductory rates on purchases and balance transfers will be available for 15 months.

ThankYou Points are redeemed for cash back as direct deposits, checks, or statement credits. You can also redeem points for gift cards, charitable donations, travel, Shop with Points at Amazon.com, and more.